A doctor is a highly meritorious individual and fame and success does not elude him for long after he starts his practice. After a time, it is quite natural that he would want to own a property. Bajaj Finserv has excellent options for home loans for doctors and that makes it easier for them to have house of their own.
A doctor can avail a number of benefits from availing home loan for doctors from Bajaj Finserv. It is the first non- bank in the country that offers a unique combination of Term Loan for a consistent cash- flow. A flexi term loan provides the opportunity to borrow and repay as. When required, and interests only have to be paid on the amount that has been used. There are a variety of options when it comes to paying the EMIs. One can also make pre-payments as per requirements.
Bajaj Finserv also lets a doctor transfer his home loan to them. If he does not want to pay the older, and higher, rates with another creditor. The home loan balance transfer allows the doctor to make lower monthly payments. Save money that can be used in other areas of life. Customized repayment solutions are available here as well and lower interest rates makes the loan more feasible. And those who are already existing customers of Bajaj Finserv, would also get pre- approved offers that might also include top- up loan or even reduction of rates from time to time.
The doctor would also get a dossier, which is a kind of customized report. That provides the doctor with all the relevant information that he would need while buying a house. All the legal and technical aspects are explained and cover general property knowledge tips. Along with more crucial matters like property index of the city.
Most importantly, the doctor would also get property search services. He would be helped with property suggestions that best suit his preference for locality, housing infrastructure and amenities, guiding him each step of the way.
The doctor can get loan of up to Rs.2 crore and minimal documentation is required in the process. Loan disbursal is fast and apart from the loan itself. The doctor can also avail insurance cover on the loan, which usually has a onetime premium. This premium may again be funded as part of loan amount to ease the burden on the debtor. There are also provisions of 0% finance on high ticket premium funded from Bajaj Finserv.
As a doctor, it is a given that one would have a packed schedule and to make tracking of his money easier. There is a Home loan digital customer portal- Experia, from where one can get all the information about the loan like the next payment schedule, interest certificates, repayment track. Other key information that would help the doctor always keep a track about the position of his loan.